Loan & Interest Rates

Sl. No.

Type of  Diversified   Loans
Rate of interest
Bank to Society

Beneficiary level

1

FARM LOAN  :-
a)        Minor Irrigation & Farm Mechanisation / Agril. allied / other Agril/ fishery (Where 100% cash security is offered) 10.00 10.50
b)        Minor Irrigation & Farm Mechanisation / Agril. allied / other Agril/ fishery 11.00 11.50

2

NON FARM LOAN :    
i)    Schematic / ISB (Where 100% cash security is offered) 10.00 10.50
ii) Schematic / ISB 11.00 11.50
ii) Transport / SRTO (Where 100% cash security is offered) 10.00 10.50
ii) Transport / SRTO 11.00 11.50

3(a)

HOUSING LOAN (CLS)  (Throuh ECCS):- Where salary A/C with other Bank
i) Upto 5 years 8.90 9.15
ii) Above 5 yrs. To 10 yrs. 9.00 9.25
iii) Above 10 yrs to 15 yrs 9.10 9.35
iii) Above 15 yrs. 9.15 9.40

3(a)(i)

HOUSING LOAN (CLS) where salary A/C with our Bank
i) Upto 5 years 8.75 9.00
ii) Above 5 yrs. To 10 yrs. 8.85 9.10
iii) Above 10 yrs to 15 yrs 8.95 9.20
iii) Above 15 yrs. 9.00 9.25
Housing Individual

3(b)

HOUSING LOAN (CLS)  (Direct) :- (Salary  with other  Bank) (Salary with our bank)
i) Upto 5 years 9.20 8.95
ii) Above 5 yrs. To 10 yrs. 9.30 9.05
iii) Above 10 yrs to 15 yrs 9.40 9.15
iii) Above 15 yrs. 9.45 9.20
Bank to society Beneficiary level

3(c)

 H.B Renovation

(Where salary a/c with other Bank)

11.00 11.50
3(c)(i) H.B Renovation (Where salary a/c with our Bank) 10.50 11.00

3(d)

RURAL HOUSING LOAN 10.75 11.25

4(a)

CASH CREDIT SOCIETY
i) Productive Lending / Business 12.50
ii) Weavers – NABARD 12.50
 iii) Engineering /  Labour Contract 14.50
iv) PDS/ Consumers’ Coop. 12.50

4(b)

CASH CREDIT INDIVIDUAL (Indiv. / Company/ Institutions)   11.50

4(c)

TINY CASH CREDIT   10.50

5

SHG  

9.00

 

11.00

SGSY   11.00

6

 

i)M.T. NON AGRIL. (ECCS)  LOAN

(Where salary account is not with our bank)

11.10 11.50
ii) MT Non Agrril (ECCS) {where salary account is with our Bank} 10.85 11.25
b) MT (non) Agril (IND) Where salary A/C is not  with our Bank   14.00
c) MT (non) Agril (IND) Where salary A/C is  with our Bank   12.50

6(a)

MT(non) Agril Loan to PACS Personnel   10.00

7

Demand Loan   10.50

8

LOAN AG. NSC / KVP / LIP                11.00

9

CONSUMER DURABLES LOAN   (Where 100% cash security is offered ) 10.00 10.50
CONSUMER DURABLES LOAN   11.00 11.50

10

S.T. NON AGRIL LOAN           14.50 13.50

11

Festival Advance 9.75 10.25

 

Sl.No. Type of  Diversified   Loans
Rate of interest
Bank to Society Beneficiary level
12 LOANS UNDER BSKP / KVIB 12.00 13.00
13 PLEDGE LOAN    
a) Repayment of S.T.Crop loan 9.50 11.50
b)   Commercial 13.50 16.50