(A) Charges for non-maintenance of Minimurn Balance based on Average Monthly Balance
(AMB) will be effective from the month of May, 2018 of the Financial year 2OLB-tg
(inclusive of taxes):
| Particulars | Existing | Revised | ||
| AQB | Charge in Fall of AQB | AMB | Charge in fall of AMB | |
| SB (Individual) – CHQ | 90000.00 | 100.00 | 30000.00 | 45.00 |
| SB (Individual) – NCHQ | 45000.00 | 100.00 | 15000.00 | 45.00 |
| SB – No Frill, Salary, Pension, Old Age, NREGA, Staff/ Ex-Staff | 0.00 | 0.00 | 0.00 | 0.00 |
| SSB – CHQ | 90000.00 | 100.00 | 30000.00 | 45.00 |
| SSB – NCHQ | 45000.00 | 100.00 | 15000.00 | 45.00 |
| CD – Individual | 450000.00 | 200.00 | 150000.00 | 80.00 |
| SCD | 180000.00 | 200.00 | 60000.00 | 80.00 |
(B) Locker Rent & various locker related charges (inclusive of taxes) and Minimum Balance for Locker will be as follows:-
| Type of Locker | Existing | Revised |
| Small Locker Rent | 500/- p.a. | 600/- p.a. |
| Medium Locker Rent | 600/- p.a. | 800/- p.a. |
| Large Locker Rent | 700/ p.a. | 1000/- p.a. |
| Locker visit Charge | 24 free visit in a calendar year thereafter `20 per visit | 12 free visit in a Financial Year thereafter `100/- per visit |
| Loss of Key of Locker | 400/- plus break open charge | 1000/- plus break Open charge |
| Minimum Balance for Locker | Rs.20000/- in SB A/c | 15000/- in the form of F.D. and the interest of the said FD will be transferred to Locker linked SB A/c / CD A/c of the customer and locker rent will be deducted quarterly from the said SB / CD A/c. |
(C) Other Bank Charges on different Services will be as follows (inclusive of taxes):-
| Particulars | Existing Charge | Revised Charge |
| Annual ATM Charges | 118 | 185/- |
| Duplicate ATM Card Charge
(one time) |
176 | 125/- |
| Duplicate PIN Charges for ATM (one time) | 59 | 61/- |
| SMS Alert Charges (Quarterly) | 18 | 19/- |
| Nominee Cancellation Charge | NIL | 50/- per occasion |
| Charges for issuance of D.O. for Farm Subsidy Loan | NIL | 300/- |
| A/c Statement Charge | – | 30/- upto 3 months & `15/- for every additional months |
| Cheque Return Charge | In addition to actual postage cost, if any 40/- per occasion | In addition to actual postage cost, if any 100/- per occasion |
| Incidental Charge for CD/SCD A/c (other than the accounts of ECCS/ PACS/FSCS/LAMPS affiliated to the Bank including SHG) | 75 each year | 100/- each year |
| Standing instruction charge | 20/- per transaction | NIL |
| ACH Dr. Return Charge | – | 100/- per occasion |
(D) Fund Transfer from one branch to another branch or within the branch (CBS Transfer) – NO CHARGE.
All other terms and conditions in regard to Bank charge will remain unchanged.
Apart from above few transactions which were previously restricted in CBS transaction have also been relaxed as below:-
- Cheque can be received from the depositor of any branch for collection provided that the said a/cs are KYC compliant.
- Non-Home recurring deposit and loan repayment can be accepted, except closure/discharge of the loan a/c.
- standing instruction can be done frorn any branch of the bank.